The SECURE Act (In Brief)

If you follow the news perhaps you have heard about the recently passed SECURE Act. Without reiterating all the details (which may or may not be relevant to your personal situation), here’s what we feel are the key takeaways. Distribution timing …

Arizona Business Outlook 2020

Here’s our take on the January 2020 economy and its possible impact on Arizona business owners. Enjoy! Carrying through 2019 momentum From what we can see of the 2019 economy in Arizona and the country as a whole, it doesn’t …

Arizona Tax Credits

Just a friendly reminder to our Arizona based clients that tax credits are available for donations to various organizations, some of which must be made by year end. A tax credit is a dollar for dollar reduction in the amount …

Issues with Target Date Funds

401K Specialist Magazine has an interesting article about target date fund lawsuits. It’s worth a read if you manage a plan. While target date funds are great choices for most 401(k) plan participants, we’ve never been completely comfortable with them. …

Inflation and Social Security

Morningstar has a great piece on the issue of inflation during retirement. Typically, pensions and annuities do not offer inflation protection. So, over time your income declines in real terms. Even at low rates of inflation, the buying power of …