Freezing Your Credit

In light of the recent Equifax breach, we’ve received lots of inquiries about the pros and cons of freezing your credit. I’m a big proponent of freezing your credit, especially if you have no intention of taking on new credit …

Read More

Equifax Data Breach

You’re probably well aware of the recent Equifax Breach. Equifax is one of the three major credit reporting agencies so the breach is unfortunate to say the least. In response, a website was set up to find out if your …

Read More

What’s Your (Retirement) Number?

As Certified Financial Planner™ professionals we are often asked, “How much money will I need to retire?”  Or, “What’s my number?”  Sounds simple enough right?  After all, we do this stuff everyday. Can’t we just pull out our trusty financial …

Read More

2nd Quarter Market Review

During the 2nd quarter of the year the S&P 500 index climbed about 4% . Bonds provided meager but positive returns as the Barclay’s Aggregate Bond Index added about 1%. Balanced portfolios were positive by 2% or so for conservative …

Read More

How To Handle an Expensive Stock Market

Based on all reasonable measures, the US stock market is very expensive relative to where it’s been historically. Investing at today’s levels means buying at high prices relative to companies earnings, cash flow, book value, etc. and implies pretty low …

Read More